Photo by pink_fish13If you have been looking at getting a residential mortgage in the Boulder area, there are a few things that a conforming loan can require that non-conforming mortgages don’t require. Conforming loans are those that use standardized forms that are approved by Fannie Mae and Freddie Mac. These loan documents apply to national [...]

Photo by TheTruthAbout…Right now, lenders are requiring higher credit scores to get the lowest interest rates than any time in recent history. The relation of credit scores and mortgage payments are important because if buyers have a credit score that used to be consider in the excellent range, they could get the lowest interest rates, [...]