Private mortgage insurance is something that homeowner’s hate to pay. Why should you have to make the payments on the mortgage and insure the bank’s risk at the same time with insurance? Shouldn’t they be on the hook for some sort of risk as well? While it is a point of contention among many homeowners, [...]

Photo by pink_fish13If you have been looking at getting a residential mortgage in the Boulder area, there are a few things that a conforming loan can require that non-conforming mortgages don’t require. Conforming loans are those that use standardized forms that are approved by Fannie Mae and Freddie Mac. These loan documents apply to national [...]