Private mortgage insurance is something that homeowner’s hate to pay. Why should you have to make the payments on the mortgage and insure the bank’s risk at the same time with insurance? Shouldn’t they be on the hook for some sort of risk as well? While it is a point of contention among many homeowners, [...]

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If your employer offers a 401K and you are thinking of it as a savings account, you are only part right. It is a savings account for your retirement and the idea of a 401K is that it is money deducted from your paycheck before taxes and deposited into an investment account of [...]