In the current economy, credit is tight and people are worried about money. Hours are being cut and salaries are down. To improve your cash flow situation, you have two options: work more or spend less. Of the two options, only the latter is in your direct control, and fortunately you have a lot of [...]

 
Photo by lumaxart
If you want to evaluate your real property, there are three popular methods. You can pick whichever one you want, just like the TV game show called Let’s Make a Deal, but as Monty Hall used to say, you might get stuck with what’s behind that door.
 
But you can also combine them and [...]

With all of the subsidies available to homeowners in many states so install solar photovoltaic (PV) systems on their homes, you may be considering such a move yourself. Installing a solar system is not only a great move for the environment, it’s also a great way to fix your energy costs and also can actually [...]

Being frugal was definitely out a few years ago, but now it’s most definitely in. With many people taking pay cuts or having their hours cut back at work, times are tight. If you have a lot of debt dragging you down, you are probably finding it more difficult to make ends meet. Since finding [...]

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If your employer offers a 401K and you are thinking of it as a savings account, you are only part right. It is a savings account for your retirement and the idea of a 401K is that it is money deducted from your paycheck before taxes and deposited into an investment account of [...]

Photo by Erica_MarshallMany homeowners probably know by now that compact fluorescent lights cost considerably more than incandescent light bulbs. They save money on energy bills to make up for the additional upfront investment, about $30 over their lifetime, in most cases. What some homeowners are finding out is that they don’t necessarily last as long [...]

Considering selling your Boulder Home?   A home can bring a better selling price by making a few minor improvements. Most buyers don’t want to buy a home that needs too many minor improvements because they might think major things haven’t been taken care of either. The other thing to consider is that appraisers are [...]

Photo by TheTruthAbout…Right now, lenders are requiring higher credit scores to get the lowest interest rates than any time in recent history. The relation of credit scores and mortgage payments are important because if buyers have a credit score that used to be consider in the excellent range, they could get the lowest interest rates, [...]