Archive for the ‘Insurance’ Category

Your Home’s Market Value - Tellin’ It Like It Is

Photo by shapeshift How can you figure out your home’s true market value? Well, the key word there is “true.” First you have to figure out your home’s basic market value. And then you have to factor in some additional parameters that we’ll discuss.
 
Your home’s value should be in line with what similar homes in the [...]

Posted by joelm on November 20th, 2009 under Insurance, Seller Tips Tags: , ,  •  No Comments

The difference between an Appraisal & an Assessment

Photo by farlaneMost of the State Laws in the US requires that all your properties in your municipality are to be assessed at a uniform percentage of market value annually.  The value of a home is assessed by the local tax assessor available within each city or town. The assessment of all taxable properties should [...]

Posted by joelm on November 13th, 2009 under Insurance Tags: , ,  •  No Comments

How to save on your Homeowner’s Insurance

Homeowner’s insurance is a necessary evil for most people. Paying those premiums each month can be discouraging, however, in the event of a disaster, you will be glad that you have it. Is there anyway to decrease the money that you spend on your homeowner’s insurance? Luckily, there are a few things you can do [...]

Posted by joelm on November 4th, 2009 under Insurance Tags: , , , , , ,  •  No Comments

Is Private Mortgage Insurance Really Necessary?

Private mortgage insurance is something that homeowner’s hate to pay. Why should you have to make the payments on the mortgage and insure the bank’s risk at the same time with insurance? Shouldn’t they be on the hook for some sort of risk as well? While it is a point of contention among many homeowners, [...]

Posted by joelm on November 3rd, 2009 under Insurance, Mortgage Loans Tags: , , , , , , , ,  •  No Comments

Is Homeowner’s Insurance Really Necessary?

Whether in Boulder Colorado, or anywhere else, if you’ve ever owned a house, you know that you pretty much had to get homeowner’s insurance. While you understand how it works, you may be questioning whether or not you actually need it. Is homeowner’s insurance really worth the money that you pay for it? Can you [...]

Posted by joelm on October 26th, 2009 under Insurance Tags: , , ,  •  No Comments